Health Insurance Requirements and Waiver
All students holding an F‐1 Visa will be automatically enrolled and charged for the Houston Community College endorsed International Student and Accident & Sickness Insurance Program EACH SEMESTER to satisfy the College policy regarding maintaining acceptable health insurance coverage. You may download a copy of the Accident & Sickness Insurance booklet and access other helpful information from
http://www.studentinsurance.com/Schools/TX/HCC/.
FAQ: Health Insurance Frequently Asked Questions and Answers
Health Insurance Waiver
Individual Health Insurance policies are not accepted as an alternate health insurance policy. You will be able to request a Waiver of Student Health Insurance ONLINE (click on the link waive to access the online form) if you already have other health insurance that meets HCC’s waiver criteria. You must submit your Waiver request by the established deadlines each semester.
*Disclaimer: Acceptance of your waiver does not constitute a guarantee that your alternate Health Insurance Plan will adequately cover any medical situation that may arise or is a “good” plan. An acceptance only recognizes that an Insurance Waiver Application stating that you have alternate coverage which meets the Houston Community College’s waiver criteria was received from you. Further, you agreed to be responsible for advising the Houston Community College Risk Management Department or Macori (macori@macori.com) in writing of any lapses or cancellation of your current policy during the semester
Note**If you were enrolled in spring semester, you are not eligible for the summer semester waiver, and are already covered through the end of the summer. However, those students may apply for the fall semester waiver.
Proof of acceptable alternate insurance is as follows:
I. Acceptable Alternate Health Insurance Plans:
A. A government or scholarship sponsored plan that meets Houston
Community College’s waiver criteria;
B. A job‐based employer health insurance plan (or covered as a dependent
under a job‐based employer health insurance plan) that meets Houston
Community College’s waiver criteria.
Note: individual policies (Example: Plans offered online to individuals) are
not considered acceptable alternate health and will not be accepted.
II. Waiver Criteria:
Alternate Health Insurance Plans must offer coverage that is comparable to or
greater than the following criteria:
A. Coverage dates must include the entire coverage period you are waiving;
B. Medical benefits of at least U.S. $50,000 for each accident or sickness;
C. Policy must have an annual deductible of no more than U.S. $500
(A Health Care Spending account is not acceptable as an alternative);
D. Covered benefits paid at a minimum of 75%;
E. Repatriation of Mortal Remains of at least U.S. $7,500 and Medical
Evacuation of at least U.S. $10,000. (A nominal charge will be added to
your student account of Repatriation and Medical Evacuation benefits if
they are not included in an otherwise acceptable policy);
F. Policy should not exclude or unreasonably limit coverage for activities
essential for students (such as a $10,000 limit on motor vehicle
accidents, a 13 week benefit period).
ID cards:
Print out a temporary card. Write your name and HCC ID number on the card. This can be used the entire time you are covered.
Order permanent card. You only need to order 1 permanent ID card. You can use this card until the end of your enrollment at HCC. If you received your permanent ID card for the fall semester, you will not need a new one for the spring semester.
