HCC Benefits

Summary of Benefits

ELIGIBLE EMPLOYEE DEFINITION: For those employees in public higher education “eligible employee” is defined as eligibility to participate in the Teacher Retirement System of Texas (TRS).Eligible employees can participate in the Medical, Dental, Life, Accidental Death and Dismemberment, Disability and Flexible spending plans offered by the Texas Employees Group Benefits Program (GBP) of the Employees Retirement System of Texas (ERS).

Health and Welfare Benefits

HEALTH INSURANCE: For full-time employees, member only coverage in Medical is currently at no premium cost for eligible full-time employees. The state and college contribute 50% of the cost of elected dependent premium. The ERS medical plan available in the Houston area is a Point of Service (POS) plan called HealthSelect, administered by United HealthCare. Comprehensive information is provided about all ERS benefits under Employees>Insurance on the ERS Website. (www.ers.state.tx.us)

LIFE INSURANCE: Basic Term Life of $5,000 is at no cost for eligible full-time employees.

OPTIONAL SELECTIONS: Employee pays entire premium. If elected, the coverage becomes effective on the date of first of the month following hire.

  •  Dental Insurance: A choice of Dental plans: Dental HMO (DMO) and Dental Choice PPO Plan.
  • Dependent Life: $5,000 term life coverage for each covered dependent + $5,000 AD&D • Optional Life Insurance up to 4 times annual benefits base salary as of September 1st of the plan year, with maximum limit of $400,000
  • Short-Term Disability Insurance (66% of pay up to $10,000 monthly after 30 day waiting period)
  • Long-Term Disability Insurance (60% of pay up to $10,000 monthly after 180 day waiting period)
  • Voluntary Accidental Death and Dismemberment: ($10,000 up to $200,000)
  • Dependent Care Reimbursement Account (tax favored and administered by PayFlex) :
  • Health Care Reimbursement Account (tax favored and administered by PayFlex) :
  • Vision Insurance: (United HealthCare Vision-not through ERS, provides for once per year coverage for frames and lenses)

EMPLOYEE ASSISTANCE PROGRAM (EAP) (available to full-time employees and their dependents)
MHN provides benefits for the Employee Assistance Program (EAP). The MHN member services provide a wealth of resources that can help you lead a healthy, happy, and well-balanced life – including emotional health, wellness, and work and life services. They can assist with emotional, family and other personal problems; offer guidance on financial and legal issues; support healthy choices; and much more. There is no charge to employees for covered services.

Leaves

VACATION

All twelve (12) month, full-time benefits-eligible employees are eligible for vacation based on length of full-time continuous employment as follows: Vacation begins accruing at a rate of 3.334 hours on the pay period in which they start working.

Tier Years of Service Accrual Hours Each Pay Period Total Vacation Leave Hours Earned
1 0 - 4 3.334 80
2 5 - 19 5.000 120
3 20 or More 6.667 160

Vacation Carryover (up to 80 hours may be carried over from one fiscal year to the next and must be used in the first six months after carryover)

LEAVE BENEFITS:

  • Holiday Leave - We offer several holidays which include Winter and Spring Break.  The Christmas or Winter Break and Spring Break is a 10 day Winter Break and 5 day Spring Break
  • Bereavement Leave - Up to 3 days (per occurrence) of paid leave due to death of certain family members as defined by HCC Human Resources procedure.
  • Catastrophic Leave - paid leave used (if accrued) in the event of a personal qualifying illness or injury. Requires approval by Human Resources.
  • Personal Business Leave - Employees may use up to a total of 24 hours of personal business leave for personal business that cannot be conducted outside of regular work hours. Examples of such personal business include urgent family matters (other than illness), legal transactions such as house closings, religious observances, extension of a Bereavement Leave, attendance at a funeral that doesn't qualify for Bereavement Leave, and professional growth/ development opportunities. Up to 24 hours of Personal Business Leave may be utilized from the Sick Leave Bank, provided the employee has the requested amount of hours in his/her Sick Leave Bank.
  • Sick Leave - paid time off earned by eligible employees to be used for personal illness or illness of immediate family members at the rate of 4 hours per pay period.
  • Sabbatical Leave - primarily for faculty, time off is granted to eligible employees to continue formal education, do research, work on dissertations or manuscripts, gain work experience in a related field, travel to accomplish these goals, or pursue other professional development. Applications are accepted each year for a limited number of sabbatical leaves.
  • Military Leave - 15 days at full pay per fiscal year when on active duty, supplemental pay difference between military and college pay for up to two years during active duty service.

 

Retirement and Educational Programs

RETIREMENT PLANS

Benefits eligible employees are required to participate in the Teacher Retirement System of Texas -TRS, (a traditional defined benefit pension plan for Texas public education employees), or for certain employee types (ie. faculty and administrators) the Optional Retirement Program –ORP (a self-directed defined contribution program). Participation in one of these state retirement programs is in lieu of the OASDI portion of FICA (6.2%) and no Social Security credit is earned based on HCC employment. www.trs.state.tx.us and www.thecb.state.tx.us

TEACHER RETIREMENT SYSTEM OF TEXAS:  TRS participation is effective on the first day of employment. The employee contribution is currently 6.4% of gross earnings and the employer contribution is 6.8%. Deductions are on a pre-tax basis and are forwarded to TRS for investment in the TRS trust fund. 

OPTIONAL RETIREMENT PROGRAM: The Optional Retirement Program (ORP) is a mandatory defined contribution retirement plan which certain employees may choose in lieu of the traditional defined benefit pension plan of the Teacher Retirement System of Texas (TRS). To be eligible to participate in ORP, an employee must: (1) initially be appointed on a full-time basis for four and one-half months or more; and (2) be appointed to a position otherwise eligible to participate in ORP. Employees who are eligible to participate in a retirement program who are not eligible to participate in ORP must participate in TRS. 

SUPPLEMENTAL RETIREMENT SAVINGS OPTION

Texa$aver – 457 Program: The Texa$aver 457 Plan helps employees save for retirement. As a qualified savings plan, Texa$aver can offer tax benefits to participants. It allows employees to automatically save a portion of their salary and invest it in their choice of several investment products. www.texasaver.com 

Tax-Sheltered Annuity, 403(b): Benefits eligible employees may participate in the Tax-Sheltered Annuity (TSA) Program. This program is subject to all provisions of sections 403(b) and 415 of the U.S. Internal Revenue Code. 

EDUCATIONAL PROGRAMS

EHEP – Full-time HCC employees with one or more years of continuous full-time service who are pursuing higher education and professional development may apply for partial tuition reimbursement through Employee Higher Education Program (EHEP). The EHEP applies to college-level courses at accredited institutions or courses in industry-approved professional certification programs. Reimbursement levels are: $150/semester, maximum of $450/year, for courses taken at HCC; and $700/semester, maximum of $2100/year for courses taken at four-year educational institutions or in professional certification programs.

**HCC and the State of Texas agencies reserves the right to modify, amend, or terminate benefits within the limits or requirements of the law.

**For further information or clarification of benefits, contact HCC Benefits Department at 713 718 2255 or via email at hrbenefits@hccs.edu.